Imagine a kitchen that smells like warm bananas, brown sugar, and a hint of cinnamon pulling you in before sunrise, the soft golden cake speckled with melt in the pockets of ripe fruit, each bite tender, moist, and just slightly chewy at the edges.
This banana bread cake is ideal when you want something more comforting than a simple loaf and less fussy than tiered cakes, it is great for weekend brunches, post workout snacks, or quiet evenings with tea, and it makes lovely small portions to share with a friend or family.
SaveI made my first version on a rainy afternoon using overripe bananas, and it instantly became my go to way to use up every speck of brown spotted fruit, and I hope it becomes your go to recipe too.
Banana Bread Cake With Cream Cheese Frosting Recipe
Ingredients
Banana Bread Cake
Cream Cheese Frosting
Instructions
- Preheat and prepare pan
Preheat your oven to 350 degrees Fahrenheit and lightly grease a 9 by 5 inch loaf pan or line it with parchment paper, this helps the cake release cleanly and promotes even baking.
- Mash the bananas
In a large bowl, mash the bananas with a fork until mostly smooth with a few small lumps, leaving some texture gives a pleasant bite and keeps the cake moist.
- Mix wet ingredients
Stir in melted butter, granulated sugar, egg, egg yolk, and vanilla until well combined and slightly glossy, the mixture will look thick and lightly sweet.
- Whisk dry ingredients
In a separate bowl, whisk together flour, baking soda, salt, and cinnamon until evenly distributed, this prevents streaks of baking soda and keeps the flavor balanced.
- Combine and fold gently
Add the dry ingredients to the wet ingredients in batches and fold with a spatula until just no dry streaks remain, being careful not to over mix to avoid a tough crumb.
- Add nuts and transfer
Stir in chopped walnuts or pecans if using, then pour the batter into the prepared loaf pan and smooth the top with the spatula for an even rise.
- Bake until golden
Bake for 40 to 50 minutes, or until a toothpick inserted into the center comes out with a few moist crumbs, rotating the pan halfway through encourages even browning.
- Cool the cake
Let the cake cool in the pan for 10 minutes, then transfer it to a wire rack to cool completely before frosting, this helps the crumb set so the slices stay neat.
- Prepare the frosting
In a medium bowl, beat the softened cream cheese and butter until smooth and creamy, then gradually add powdered sugar, vanilla, and salt, and beat until light and spreadable.
- Frost and serve
Spread or pipe the frosting over the cooled cake, slice, and enjoy the contrast of tender cake and tangy sweet topping with every forkful.
Substitutions and variations
- Use olive oil or melted coconut oil instead of butter for a dairy free cake option.
- Replace granulated sugar with coconut sugar for a deeper caramel note.
- Swap chopped nuts for gluten free oat cereal or toasted seeds to keep it nut free.
- Use maple syrup or honey in place of part of the sugar, reduce other liquids slightly.
- Make it vegan by choosing plant based cream cheese and butter for the frosting.
Chloe's tips
- For extra flavor, add a teaspoon of lemon zest to the frosting to brighten the richness.
- If the frosting feels too stiff, mix in a tablespoon of heavy cream for a silkier texture.
- Store the cake covered in the refrigerator and bring to room temperature before serving for the best taste and texture.
How to store it
- Refrigerate in an airtight container for up to 5 days, the flavors meld overnight.
- You can freeze the unfrosted cake wrapped tightly for up to 3 months and add frosting after thawing.
Serving suggestions
Serve this cake in generous slices with a dusting of powdered sugar and a little extra fruit on the side.
- Top with a drizzle of caramel sauce for a dessert upgrade.
- Pair with a mug of coffee or a hot spiced cider for a cozy treat.
- Cut into small squares to serve at brunch or potlucks.

Frequently asked questions
Can I use less sugar in this recipe
Yes, you can reduce the sugar by up to 2 tablespoons, but keep in mind that sugar helps with moisture and browning, so the texture may be slightly less tender.
Why did my cake sink in the center
Common causes include opening the oven too early, under baking, or over mixing, all of which can be avoided by baking until the toothpick test is clean and resisting the urge to peek.
How do I make this gluten free
Use a gluten free all purpose flour blend that includes xanthan gum or add 1/2 teaspoon of xanthan gum, and be gentle when folding to maintain a good rise.
Can I make the frosting ahead of time
Absolutely, cream cheese frosting can be made a day in advance and stored in the refrigerator, then brought to room temperature and re whipped before spreading.
Let's get cooking!
This banana bread cake with cream cheese frosting is a simple, reliable way to turn overripe bananas into a show stopping dessert or breakfast treat, and once you master the basics you will keep coming back to it week after week.




